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Business Resources

Equitable Access to Credit

The Equitable Access to Credit Program, authorized by HB 1015 (RCW 82.04.449) (PDF), provides a tax preference mechanism that generates funds for grants to qualified lending institutions. These grants, funded through contributions in exchange for B&O tax credits, are dedicated to providing access to credit for historically underserved communities.

Commerce is seeking public comments.

  • Public comments must be received by Jan. 16, 2024

  • Grants application launch on or about March 2024

  • Grants awarded on or about May 2024

Comment Form closes Tuesday, January 16, 2024. Please use the form below to send in your comments or recommendations.

Small Business Flex Fund

The Small Business Flex Fund is a new resource to help you grow your business.

The Small Business Flex Fund is a new resource to help you grow your business or non-profit!

The pandemic has impacted all of our communities, but it has been especially hard on Washington’s smallest businesses and nonprofits. This loan program is designed to help them access funds they need at a competitive interest rate to bounce back stronger than ever.

Learn more:

Small Business Relief Grants

The state’s $240 million Working Washington Round 4 Small Business COVID-19 Relief Grant Program will provide grants to eligible businesses up to $25,000.


For technical support in navigating the application portal, please call (855) 602-2722 or email

Paycheck Protection Program

The US Senate voted 92-7 to extend the current Paycheck Protection Program round to May 31! Struggling small businesses and non-profits now have two more months to secure a forgivable PPP loan.


WA employers have secured 54,471 loans totaling over $4.6B in 2021 alone.


Click the button below for a network of technical assistance providers and lenders available to help, including in multiple languages.

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